Whether you're a working professional or a younger member needing online banking, Energy One has options to meet your needs.
An online checking account that’s perfect for members doing business electronically. Earn dividends while benefiting from unlimited electronic transactions, free online and mobile banking, and more.
Designed for younger members, our free Student Checking account carries no hidden fees, no minimum balances, and no direct deposit mandates. Open to all students under 25 and to teens aged 15–17 with a parent or guardian’s signature.
| Features | Money Market eChecking | Student Checking |
|---|---|---|
| Free online banking | ||
| Debit card | ||
| Unlimited transactions | $10 fee for non-electronic transactions. | Electronic transactions only. |
| No monthly bill-pay fees | Must be 18 or over. | |
| No minimum balance required | ||
| eStatements | ||
| Send money with Zelle® for free | Must be 18 or over. | |
| Financial literacy program powered by Banzai® | ||
| Free credit score monitoring by Credit Sense | Must be 18 or over. | |
| No direct deposit required | ||
| Courtesy pay (upon approval) | ||
| Free online check images | ||
| One free check order per year | ||
| Special promotions | ||
| Travel and leisure membership | If parent/guardian uses Premier One. | |
| Health discount savings | If parent/guardian uses Premier One. | |
| Buyer’s protection and extended warranty | If parent/guardian uses Premier One. | |
| Cell phone protection | If parent/guardian uses Premier One. | |
| IDProtect | If parent/guardian uses Premier One. | |
| No opening deposit required | ||
| Earn dividends and pay no fees | When balance is above $5,000. | |
| Cost | Free. | Free. Only available to students under 25 and teens aged 15–17 with a parent or guardian’s signature. |
| Apply Now | Apply Now |
