How much does Energy One love our Citgo employees? We’ll give you $500 to switch your checking account over to one of ours. You’ll enjoy the ease of mobile banking, check cards and more—and make a little extra cash.

How it works:

  • $150 at account opening for opening a checking account, sign up for online/mobile banking and order your debit card.
  • Another $150 will be deposited when you sign up for SecurLOCK Equip app, have two payroll direct deposits into the account and achieve 30 debit card/ATM transactions within the first 60 days of opening the account.
  • Yet, another **$150 can be earned by refinancing your auto, boat or RV loan from another institution to Energy One. The loan amount must exceed $10,000 per loan.
  • The last incentive opportunity is a *** $50 referral if you send us a co-worker or family member and they successfully open a new membership, checking account and debit card.

Free services that come with your account

  • Free Mobile Banking
  • Free BillPay
  • Free Online Banking
  • Free 2-way Text Alerts
  • Free Debit Card
  • Free Mobile Deposit
  • Up to $500 in incentives

Open Your Account Today

Already a member of Energy One?

If you already have an Energy One account, you can still earn $150 for refinancing an existing auto loan with us and $50 for each co-worker you successfully refer.

New to Citgo?

If you’ve recently joined the Citgo team, you are eligible for all Energy One Credit Union benefits and services.

refer a friend
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Energy One offers a variety of checking accounts

1-2-3 FREE CHECKING >

PREMIER ONE CHECKING >

*The account must remain open and receiving your payroll direct deposit for 6 months from the time of the account opening to avoid a charge back of the first $150. **To qualify for the loan incentive, the loan must be $10,000 or greater in new money to Energy One. *** Referral payouts qualify when the new checking and membership is open and funded with the initial account opening of $50 or more. All potential members must meet all standard Energy One account opening guidelines. The promo account does not apply to Second Chance Checking, Savings, Kid’s Club or Money Market accounts. This promo can be changed, amended, or cancelled at any time by Energy One Federal Credit Union.