Recreational Loans | Energy One Credit Union : Energy One Skip to Main Content

Our Credit Union’s Recreational Vehicle Loans

Energy One offers flexible recreational vehicle loans with no early payoff penalties, helping you enjoy adventures on a motorcycle, RV, or boat.

Ready to explore the great outdoors in comfort and style? Energy One Federal Credit Union offers flexible credit union RV loans designed to get you moving—whether you’re eyeing a motorhome, camper, or travel trailer. Our loan options come with competitive rates, customizable terms, and no penalties for early repayment. We make financing easy, so you can focus on planning your next adventure.

From your first RV purchase to upgrading your current ride, Energy One is here to help. As a trusted credit union, our RV loans are built around your budget and lifestyle. Apply online or visit one of our branches to get started—and let the journey begin.

Recreational Vehicles, Travel Trailers (RV) and Boats

  • New and used financing available
  • Terms from 48 to 180 months depending on the loan amount (Boats 120 month max term)
  • Boat loans over $75K may require new appraisal to determine value
  • Auto pay option available

Great Rates

Motorcycle

  • New motorcycles financed up to 60 months
  • Used motorcycles financed up to 48 months
  • Auto pay option available

Great Rates

Personal Watercraft/ATV/Golf Cart/4 Wheeler

  • 48 to 72 month terms depending on the loan amount
  • Auto pay option available

Great Rates

Have questions about our loans or need more information? Our friendly loan representatives are ready to assist you. Call us at 918-699-7100 or 1-800-364-3628.

Apply Now

Additional Loan Services

Payment deferral – For more information, please contact us at 1-800-364-3628 to see if you qualify.

Automatic payments – To set up automatic payments from another financial institution to your Energy One loan, download this form and upload it HERE or fax to (918) 699-7122.

Insurance – Energy One has teamed up with MemberCONNECT and TruStage. This partnership allows members access to discounts with Liberty Mutual for auto and home. In addition, you are now eligible for a free $1,000 in accidental death benefits. Click here for more information.