Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 0.60% 0.70%
7 months PROMON/A2.00%2.00%
12 months0.70%0.70%0.80%
13 months PROMO3.00%3.00%3.10%
18 months0.80%0.80%0.90%
20 months Bump Up1.40%1.40%1.50%
24 months PROMO3.00% 3.00% 3.10%
36 months1.10%1.10%1.20%
48 months1.30%1.30%1.40%
60 months1.45%1.45%1.55%
72 months1.55%1.55%1.65%


Effective September 12, 2022

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (20 month bump up will renew to an 18-month certificate at maturity,  13 month promo will renew to a 12-month certificate at maturity and 7 month will renew to a 6-month at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.