Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 0.60% 0.70%
7 months PROMON/A3.00%3.00%
12 months0.70%0.70%0.80%
18 months PROMO3.75%3.75%3.85%
20 months Bump Up (*No longer Available to Open)2.00%2.00%2.10%
24 months 1.45% 1.45% 1.55%
36 months1.50%1.50%1.60%
48 months1.60%1.60%1.70%
60 months1.75%1.75%1.85%
72 months2.00%2.00%2.10%


Effective November 8, 2022

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (20 month bump up will renew to an 18-month certificate at maturity,  13 month promo will renew to a 12-month certificate at maturity and 7 month will renew to a 6-month at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.

*No new money, available for one-time bump up to new rate for current 20-month certificate-holder