Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 1.50% 1.60%
7 months PROMON/A3.25%3.50%
12 months1.75%1.75%1.85%
13 months PROMO4.00%4.00%4.25%
18 months4.25%4.25%4.50%
20 months Bump Up (*No longer Available to Open)2.50%2.50%2.60%
24 months 1.75% 1.75% 1.85%
36 months1.90%1.90%2.00%
48 months2.00%2.00%2.10%
60 months2.10%2.10%2.20%
72 months2.25%2.25%2.35%


Effective March 6, 2023

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (20 month bump up will renew to an 18-month certificate at maturity,  7 month will renew to a 6-month at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.

*No new money, available for one-time bump up to new rate for current 20-month certificate-holder