the latest account terms & conditions

Published: July 3, 2017 2:23 pm
Last updated: December 27th, 2022 12:43 pm

The latest account terms & conditions may be reviewed here. A summary of what has changed:

  • A change in the Visa Core Rules revises the circumstances under which you have zero liability for unauthorized fund transfers. Under the new rule, you will not be liable for any transactions using a lost or stolen Visa card unless you have been negligent or engaged in fraud. Under the previous rule, you are not liable for any transaction using a lost or stolen Visa card unless you were grossly negligent or engaged in fraud.
  • We may place reasonable restrictions on the timing and method of any large cash withdrawal, and we may require advance notice for large cash withdrawals. We may also refuse to honor a request to withdraw funds or cash a check if we believe the amount is unreasonably large or that doing so would cause us an undue hardship or security risk.

Please review this notice which further explains the changes to the terms and conditions. These changes go into effect on July 31, 2017.