IRA or Money Market Account | Energy One : Energy One Skip to Main Content

Your Savings, Your Way.

Energy One Federal Credit Union provides a range of savings and investment options to meet various financial goals.

E1 Premier Money Market Account

  • Gain the top interest tier with balances over $250,000
  • $5,000 minimum opening deposit
  • $5,000 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • $10.00 service charge each month if balance falls below $5,000 at any time during the month
  • Monthly withdrawals limited to six
  • Federally insured by NCUA

Learn More

E1 Money Market Account

  • $2,500 minimum opening deposit
  • $2,500 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • Jumbo rate option available
  • $10 service charge each month if balance falls below $2,500 at any time during the month
  • Monthly withdrawals limited to six
  • Federally insured by NCUA

Learn More

E1 Certificates

Energy One offers several certificate options to help you save. Whether you want a short term certificate of 6 months or looking to save long term for six years, we have the option for you.

  • $500 minimum deposit
  • Minimum term of 3 months
  • Maximum term of 72 months
  • Dividends compound quarterly
  • Jumbo rate option available
  • Federally insured by the NCUA
  • Penalty for early withdrawal or closure

E1 IRA

Energy One can help you with traditional, Roth, and even education IRAs!

  • IRA savings account designed for members making periodic withdrawals
  • $5 minimum opening deposit
  • No minimum balance to earn dividends
  • Dividends compounded monthly
  • No fixed maturity or withdrawal penalties

Learn More

Disclaimer
*APY = Annual Percentage Yield. Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal and fees could reduce earnings. Certificate will automatically renew at standard terms. Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.