Ownership Shares
The ownership account is required, and allows you to utilize all our services
- $5 minimum opening deposit per member
- $100 minimum daily balance to earn dividends
- Dividends compounded quarterly
- $2 service charge each month if the balance falls below $100 at any time during the month
- ATM services available (some restrictions apply)
Student Shares
Ages 15 to 24 with proof of enrollment in school after age 18
- $5 minimum opening deposit per member
- $100 minimum daily balance to earn dividends
- Dividends compounded quarterly
- ATM services available (some restrictions apply)
Kid’s Cash Club
Personal savings account for ages 14 and younger
- $5 minimum opening deposit per member
- $25 minimum daily balance to earn dividends
- Dividends compounded quarterly
- Quarterly drawings for cash prizes
- Annual birthday gifts
Holiday Club
Savings account for special spending
- $5 minimum daily balance to earn dividends
- Dividends compounded monthly
- Funds are distributed to your savings or checking account on November 1 each year
Escrow Shares
Savings account for home-related expenses, like taxes and insurance
- No minimum balance to earn dividends
- Dividends compounded quarterly
IRA Money Fund
IRA savings account designed for members making periodic withdrawals
- $5 minimum opening deposit
- No minimum balance to earn dividends
- Dividends compounded monthly
- No fixed maturity or withdrawal penalties
- See IRA disclosure
Revocable Trust Account
The credit union acts as a depository for the trust only. A duly appointed successor, trustee or beneficiary (where applicable) must be named on the signature card.
Health Savings Account
A Health Savings Account, or HSA, is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for you, your spouse, and your dependents. An HSA gives you flexibility and control of your healthcare costs and decisions, helping you manage your personal savings. However, since the HSA account has tax benefits there are rules. We urge you to verify with your employer, health insurance provider, or tax or legal professional that you are eligible for an HSA and what your specific contribution limits are.