Whether you’re buying your next vehicle from a dealer, or an individual, or if you’re already financed at another lender, let us see if we can save you money. We offer great rates and flexible terms ranging from 36 to 84 months, depending on your vehicle.

To help you through this process, please use our auto calculator and Car Fax, NADA, and Kelley Blue Book to get all the information you need.

Energy One has also partnered with CUDirect to offer our Autosmart car-buying tool. You can search by dealer, zip code, distance to your home, and vehicle type. Explore AutoSmart to find your next car or truck.

In addition to auto loans, Energy One offers a full suite of personal credit union loans and mortgages that can help you hit the open road, tour our great country, get out on the lake, or help finance that once-in-a-lifetime vacation.

We offer:

• RV loans (campers and trailers)
• New and Used Autos
• Motorcycles
• Boats
• Signature loans
• Credit cards
• CD and share secured loans
• Unsecured lines of credit
• Mortgages

Great Rates

Additional Credit Union Loan Services

GAP Insurance – Energy One also offers GAP (Guaranteed Asset Protection) for our auto loans. For a one-time fee, you can protect your vehicle from the depreciation that normally occurs in the early life of your auto loan at a low cost. GAP bridges the difference between your insurance settlement and the payoff amount of your auto loan up to 100% loan to value.

MBP (Mechanical Breakdown Coverage) – Energy One offers several vehicle warranty packages that cover mechanical breakdown and repair for new and used autos. Extended warranties may be included when you finance your vehicle with Energy One or purchase an eligible existing vehicle.

Payment deferral – For more information, please contact us at 1-800-364-3628 to see if you qualify.

Automatic payments – To set up automatic payments from another financial institution to your Energy One credit union loans and mortgages, download this form and fax it to (918) 699-7122.

Insurance – Energy One has teamed up with MemberCONNECT and TruStage. This partnership allows members to access discounts with Liberty Mutual for auto and home. In addition, you are now eligible for a free $1,000 in accidental death benefits. Click here for more information.