Discover flexible auto loans, RV financing, and mortgage solutions from Energy One Federal Credit Union—designed to help you drive, explore, and live with confidence.
Drive, Sail, or Settle In—We’ll Help You Get There
Whether you’re buying your next vehicle from a dealership or a private seller—or even if you’re refinancing from another lender—Energy One Federal Credit Union is here to help you save. With competitive rates and flexible terms from 36 to 84 months, we make financing simple and affordable.
Use our Auto Loan Calculator and trusted tools like Car Fax, JD Power, and Kelley Blue Book to make informed decisions. Plus, our partnership with CUDirect gives you access to AutoSmart, a powerful car-buying platform where you can search by dealer, zip code, distance, and vehicle type.
At Energy One, we offer a full suite of personal loans and mortgage solutions designed to support your lifestyle—whether you’re hitting the road, exploring the water, or planning your dream vacation.
We offer:
GAP Insurance
Protect your vehicle from depreciation with Guaranteed Asset Protection. For a one-time low fee, GAP covers the difference between your insurance payout and your loan balance—up to 100% loan-to-value.
Mechanical Breakdown Protection (MBP)
Choose from several extended warranty packages for new and used vehicles. MBP can be bundled with your Energy One auto loan or applied to eligible existing vehicles.
Flexible Payment Options
Through our partnership with MemberCONNECT and TruStage, you can access:
