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Investment Property Loans

What is an investment property loan?

Energy One Federal Credit Union offers investment property loans for members who own or want to buy a multi-unit property, secondary residences to be used as rental homes, or commercial real estate for investment purposes. You can use the funds for any number of reasons. You may be interested in refinancing your existing loan, consolidating debt, improving your investment property or buying another investment property, including residential properties and vacation properties.

To learn more, please contact our business loan manager at 918-699-7100 or 1-800-364-3628 option 1 for loans then 2 for business, or email loaninfo@energyone.org.

Term Loans:

  • Fixed interest rates and terms
  • Minimum loan amount of $25,000
  • Available at 80% CLTV or less

Business Real Estate Line of Credit:

  • Available at 80% CLTV or less
  • High credit-limit potential
  • Variable interest rate

Commercial Real Estate:

  • Fixed interest rates and terms
  • Available at 80% CLTV or less
  • High credit-limit potential

Helpful documents to provide that will expedite the review process:

  • Member business loan application
  • Personal financial statement
  • Income verification: two pay stubs/W2
  • Two years of tax returns (if self-employed)
  • A current statement showing the balance of your first mortgage
  • This year’s property tax notice or current appraisal
  • Homeowner’s insurance statement