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Navigate Your Mortgage Journey with Confidence.

At Energy One, we're more than just lenders – we're your partners. We offer competitive mortgage rates and personalized guidance to help you find the perfect home loan.

Mortgage Loans

A mortgage loan is typically the most significant financial commitment you can make, and it can be an intimidating process, even if you’ve done it before. At Energy One Federal Credit Union, we want to take the stress out of buying or financing a home so you can focus on the more enjoyable aspects of home ownership. We offer competitive rates and terms so you can find the best fit for you and your family. Please feel free to use our mortgage loan prequalification calculator, review our loan options, and start the prequalification process today at our mortgage loan center.

  • Purchase new property or refinance an existing home loan
  • Flexible terms – 10, 15, 20, or 30-year loans
  • Fixed and adjustable rates are available
  • FHA, VA, and Jumbo loans
  • Investment and vacation properties

Get a Competitive 30-Year Mortgage Rate with Energy One!

Today’s average 30-year mortgage rate is around 6.625%. At Energy One Federal Credit Union, we’re offering a significantly lower rate of 6.25% for qualified members!

Here’s the deal: Secure our special 6.25% rate on a 30-year mortgage when you finance 80% or less of your home’s appraised value or sales price.

Example: If you’re purchasing a $100,000 home and making a 20% down payment ($20,000), you could qualify for our exceptional 6.25% rate.

If you have any questions, please contact our mortgage loan expert to discuss your options. Call 918-699-7100 or 1-800-364-3628 and select option 1 for loans, then 2 for real estate, or email RealEstate@energyone.org.

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