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Your Goals, Our Loans. Let's Make It Happen.

Need a personal loan? Energy One is more than a lender, we're your partner. We'll guide you through the process, offering flexible personal loan options and personalized service to help you achieve your financial goals.

Personal Loans

At Energy One Federal Credit Union, we believe in empowering our members. Our personal loans are designed to provide you with the financial flexibility you need, whether it’s for car repairs, a dream vacation, or managing everyday expenses. Enjoy competitive rates and flexible terms, making your financial goals more achievable. Discover the Energy One difference today.

Signature Loans

  • Requires no collateral
  • Can finance up to 48 months for loans over $5,000, 36 months available for loans under $5,000

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Credit Cards through Elan

  • We’ve teamed up with Elan to bring you a range of credit card options, including a Visa Rewards card designed to maximize your spending power. Explore our card offerings and find the perfect fit for your financial needs.

Explore Options

Certificate and Share Secured Loans

  • Allows you to borrow against your funds on deposit at Energy One
  • Dividends continue to accrue on the balance of your deposit
  • Borrow up to 100% of what you have on deposit, some share-secured loans have a variable rate

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If you have any questions about our credit union personal loans or would like additional information, please call a loan representative at 918-699-7100 or 1-800-364-3628.

 

Additional Loan Options

Payment deferral – For more information, please contact us at 1-800-364-3628 to see if you qualify.

Automatic payments – To set up automatic payments from another financial institution to your Energy One loan, download this form and upload it HERE or fax to (918) 699-7122.

Insurance – Energy One has teamed up with MemberCONNECT and TruStage. This partnership allows members access to discounts with Liberty Mutual for auto and home. In addition, you are now eligible for a free $1,000 in accidental death benefits. Click here for more information.