We’re giving back to our loyal Energy One members by offering a special 20-month, 0.80% APY* Bump Up Certificate. If rates increase during the term of your certificate, you can bump it up once to the higher rate.

  • Dividends compound quarterly
  • Funds are federally insured up to $250,000 by the NCUA

Call 918-699-7100 for more details and to open an account today.

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Certificate Details

  • Certificate will automatically renew at standard terms
  • Member has 10 days from the date of maturity to move to another term or product prior to auto renewal

All certificates will compound quarterly and be credited to the certificate quarterly if you have chosen dividend compounding. Alternatively, you may choose to have a monthly disbursement for dividend payment or have the dividend paid to another account with us monthly. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. If you close your certificate before accrued dividends are credited, the accrued dividends will not be paid to the certificate account. Standard early withdrawal penalties apply, see certificate disclosure.

Funds already on deposit at Energy One

Energy One will not allow penalty-free certificate closures to move existing funds into the promotion.


*APY = Annual Percentage Yield. Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. The advertised rates apply to Jumbo accounts with a required minimum deposit of $100,000. All certificates will automatically renew at standard terms (20-month promo will renew to an 18-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. If/when rates increase, it is the member’s responsibility to initiate the rate bump. Only one rate increase per term. Other restrictions may apply. Contact us or visit our website for great rates on other deposit amounts. Federally insured by the NCUA.